Commercial Real Estate Financing Solutions in Philadelphia, PA

From Fishtown to Fairmount, Germantown, Bryn Mawr, and all points in between, Philadelphia, PA is home to a growing number of commercial real estate opportunities. At The Capital Rams, we provide a wide range of commercial real estate financing solutions for investment projects properties and projects of every size, for investors at every level of experience. Whether you are trying to line up your first investment property, growing your portfolio, or taking on a large-scale construction project in the Philadelphia area, The Capital Rams will work with you directly to create a financing strategy tailored to your needs.

Conventional Loans for Philadelphia, PA Investment Properties

We offer conventional loans for owner-occupied and stabilized investment properties in Philadelphia, PA. These versatile commercial real estate loans feature:

• Loan amounts up to $100 million
• LTV up to 75%
• Terms up to 10 years
• Amortizations up to 30 years

CMBS Conduit Loans

CMBS loans from The Capital Rams offer higher loan amounts and more flexible terms than traditional commercial mortgage-backed securities programs. Our CMBS conduit loans include:

• Loans amounts starting at $2 million
• LTV up to 80%
• Non-recourse financing
• Amortizations up to 30 years

Bridge Loans

Our bridge loans are designed for Philadelphia property markets and can be used to cover time-sensitive costs or to fill in any gaps in capital. Our bridge and hard money loans feature:

• Loan amounts from $1 million to $100+ million
• LTV up to 80%
• Interest-only amortizations
• Fast closing in 2 to 4 weeks from LOI
• Low interest rates

Equity and Mezzanine Loans

There are times when debt-based financing is not the right fit for large commercial real estate transactions. Equity and mezzanine loans from The Capital Rams provide financing starting at $5 million on up to $100 million and above for high net worth investors in the Philadelphia area.

SBA Loans for Commercial Properties in Philadelphia, PA

We offer SBA 7a and 504 loan programs for commercial property investments in Philadelphia, PA. Our SBA loan programs feature:

• Loan Amounts up to $5 million
• LTV up to 90%
• Full amortizations
• Terms up to 25 years

SBA loans can be used for a wide range of property types, including:

• Automotive
• Daycare
• Dry Cleaning
• Franchises
• Hotels and motels
• Office space
• Owner-occupied
• Retail
• Self-storage
• Mixed use

Stated Income Loans for Philadelphia Property Investors

Stated income loans provide a fast and efficient solution for commercial real estate investors without the red tape of traditional lending channels. At The Capital Rams, we offer stated income loans with fast closings and approvals, with minimal paperwork. Our stated income loans for commercial properties in Philadelphia feature:

• Loan amounts up to $500,000
• High LTV ratios
• Fixed rates
• Terms up to 25 years
• Qualifying credit scores as low as 600
• Available for almost any property type in Philadelphia

Construction Financing

We offer ongoing to permanent financing for construction projects of every size in the Philadelphia area. Qualifying applicants must have equity experience.

Contact Us

If you need financing for your next commercial real estate project in Philadelphia, contact The Capital Rams.