401k Financing

Commercial real estate investors need versatile and accessible solutions. While traditional loans have high requirements, lots of paperwork, and long processing times, At The Capital Rams, we take a different approach to commercial real estate financing. We provide self-directed 401k financing for commercial real estate nationwide.

Use Your 401k to Finance Commercial Real Estate

 When you use 401k financing from The Capital Rams, we will create a line of credit structured around your 401k or IRA plan. A common misconception is that a 401k must only be invested in stocks, CDs, and mutual funds. The reality is that a 401k can be used for investment properties, according to the provisions laid out in the Employee Retirement Income Security Act (ERISA). An individual may use their 401k for investment properties, including:

  • Raw Land
  • Condos
  • Duplexes
  • Multifamily Dwellings
  • Office Space
  • Residential Homes
  • Real Estate Notes
  • Tax Lien Certificates
  • Special Use Properties

Qualifying for 401k Financing

In order to get access to 401k financing from The Capital Rams, individuals must not be currently employed by or hold a role with the provider of the retirement program. Individuals who are retired, self-employed, or are employed by a company different from the one contributing to the retirement account can access our 401k financing solutions.

Unlock the Power of Your 401k

At The Capital Rams, we provide a wide range of commercial real estate financing solutions that go beyond the restrictions and limitations of traditional loans. Contact The Capital Rams today and unlock the power of your 401k to get the property you want.